Monthly Archives: April 2014

Cheap Car Insurance Quotes For Florida Drivers Now Presented At Quotes Pros Website – University Chronicle

Car insurance getting more federal scrutiny – Chicago Tribune

“The programmed quotation system is directly expected to offer access to rates that are promoted at the county and state level to car owners interested in saving money on car insurance,” said a Quotes Pros source. The change in the company system to providing more local rates data is one that is expected to expand the system accuracy for this year. New advantages of using the locator system includes ways to quote state minimum, PIP and full coverage options that agencies underwrite in Florida and other states. “Owners of cars can utilize our system daily to find the rates drops and other changes to premiums that can be hard to research using other exploration options offline,” the source said. The Quotes Pros company has expanded its auto insurer lookup system this year in contrast to the general insurers that are providing rate quotations for other products. The renters, homeowners, life and health insurance plans that companies offer in the U.S. can be reviewed at http://quotespros.com/renters-insurance.html . About QuotesPros.com The QuotesPros.com company is now supporting consumers through its digitized research tools that are installed directly on the company homepage for national usage. This company specializes in the independent exploration of vehicle insurance agencies to locate better rates and policy incentives for the public. The QuotesPros.com company uses a variety of search tools that are now connecting hundreds of different automotive resources into one Internet location.

In December, for example, the Insurance Research Council said the affordability of auto insurance improved during the previous decade for middle- and low-income U.S. consumers. The National Association of Insurance Commissioners also said average spending on car insurance fell from 2007 to 2011, the latest time period for which it had figures. “Auto insurance policyholders also have a degree of control over the price they pay because the premium is determined in part by their driving record, the type of car they drive and the miles they drive each year,” said Loretta Worters, vice president of the Insurance Information Institute. “In addition, many consumers are volunteering to have telematic devices, which monitor miles driven, placed in their vehicles.” Those usage-based programs, also known as pay-as-you-drive policies, give drivers a financial incentive to drive less and, depending on the information that is monitored, to drive more carefully, she said. But consumer groups say it has become pricier for lower-income people and minorities.

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Study: Auto Insurance Rates Up 3%

Auto Insurance Rates Climb 2.5 Percent Year-Over-Year, According to New Study

Auto Insurance Rates Climb 2.5 Percent Year-Over-Year, According to New Study

Also look into these: Senior – You may get a cost cut if you’re 60 or older. Nationwide, for example, offers a discount of up to 15% for seniors. Non-smoker – Did you quit smoking?

But that can be a double-edge sword. If something unexpected happens, you’ll be paying more out of pocket to cover your repairs or costs. “An important rule of thumb when choosing a deductible is: Never take a higher deductible than you can afford,” says Lynne McChristian, spokeswoman for the Insurance Information Institute.

Cheapest Auto Insurance at the State Level Now Quoted by New Agencies at Automotive Portal Online

The Auto Pros company has updated its new list of the cheapest auto insurance agencies offering coverage at the state level at http://autoprosusa.com/insurance . Direct quotations are now provided to drivers who begin their research for coverage types using the system now in place.

Why deductibles differ for each type of insurance

Insurance © NULL-Corbis

Talking about home insurance, Perr & Knights analytics indicated a 5.1 percent year-over-year increase in calendar 2013. Homeowners from Oklahoma suffered through a 12.1 percent increase, followed by Florida, whose homeowners paid 11 percent more. The Perr & Knight report was culled from data from public rate filings by insurance providers covering approximately 80 percent of the insurance premiums written last year.